The need for disability insurance coverage is an often overlooked but necessary one. According to research by the National Fibromyalgia Association, 64 percent of workers say there is a 1-2% chance of long-term disability but the reality is that roughly 25 percent of today’s 20 year olds will become disabled before they retire.

The 4 Biggest Mistakes People Make with HSAs (And How to Avoid Them)
Health Savings Accounts (HSAs) are one of the best financial tools out there—offering tax advantages and long-term growth potential. But unfortunately, most people don’t use